accessibility ACCESSIBILITY
Call: (518) 235-3862
Payment Options

Contact Us!

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.

 
 
Office location:
Cohoes
55 Mohawk Street
Suite 206
Cohoes, NY
12047
Phone: (518) 235-3862

Payment Options

For your convenience, we accept cash, Visa, Mastercard, American Express or Discover cards.  Payment is expected at the time services are performed for routine preventative and restorative services. When more extensive dental care is necessary, financial arrangements can be made with our office.  For example, we offer a 5% courtesy accounting adjustment to patients who pay for their treatment with cash or check prior to completion of care for treatment plans with "out of pocket" costs of $2000 or more. Convenient long term payment plans are also available to qualified applicants through "CareCredit."  These plans have no annual fees or prepayment penalties.  Some even allow you to pay over time with NO INTEREST.

 
Insurance

For patients with dental insurance we are happy to work with your carrier to maximize your benefits. We accept assignment of benefits from most insurance carriers and directly bill them for reimbursement for your treatment. We ask that you pay your copay, or estimated balance due after insurance at the time services are performed.   Our front desk staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company when appropriate so that you will know what your benefits will be prior to starting your treatment.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.  If we do not receive payment from your insurance carrier within 90 days, you will be responsible for payment of your treatment fees and collection of your benefits from your insurance carrier.

Financing

Care Credit

We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans.  CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget. 

Like a credit card, but better

CareCredit works like a credit card, but is exclusive for healthcare services.  With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need.  CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment.  Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

  • Low minimum monthly payments
  • No-interest financing if paid within 12 months (Additional plans may be available)
  • No up-front costs, pre-payment penalties or annual fees

Learn more by visiting CareCredit.com or contacting our office. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! For more information or to apply now, just click on the link below.